"Complacency is a continuous struggle that we all have to fight" - Jack Nicklaus
The years keep trundling by. Each day is like one silent tick from an invisible clock. Onward we go.
Have you been lucky? I know that I have been lucky. For a man in his mid-sixties I am in good health. I have no disabilties or significant health issues. I don't do drugs and I am not an alcoholic. Though I may not run any more, I can walk for miles. My faculties have not failed me.
There's a good woman by my side and we have two grown-up children to be proud of - good people just like us. Some men of my age can only dream of such treasures. In their lives, that particular boat may have sailed away long ago.
Though I have retired from paid work, I have two pensions and monthly income from a house we rent out. We are not rich, not by a long way, but we are comfortable. We rarely worry about bills or money. If we want a fly-drive holiday over in Montana and Wyoming we can do it or a new car or a replacement television. No problem.
And yet, and yet I can hear the music of complacency in the background. What if? What if?
Death or disability could come early. Hearts fail and there are strokes or brain tumours. Diabetes or cancer. These things happen to people. People just like me. Possibly just round the corner. How would life be then?
In contrast, I could become old and frail. Me and 85. The two don't seem right together but it could happen. How would I cope? I might need personal care or residential care. How would I fund it? How would I cope?
I admit that I am guilty. Guilty of complacency. Perhaps deep down I imagine that this relatively untroubled, reasonably happy existence will just keep trundling along. Good health and money in the bank forevermore. But as others have discovered - often from painful experience, the apple cart can so easily be overturned. And if that day should arrive, I will doubtless look back rather enviously upon the days I am living in right now.